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Terms of Service

Effective Date: December 28, 2025

1. Introduction and Acceptance

Welcome to Quorum. These Terms of Service ("Terms") govern your access to and use of Quorum's AI discussion platform (the "Service"), operated by Quorum ("we," "us," "our").

By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use the Service.

If you are using the Service on behalf of an organization, you represent and warrant that you have authority to bind that organization to these Terms.

2. Definitions

  • "Account" - Your registered user account on Quorum
  • "Content" - All text, data, information, or other materials submitted to or generated by the Service
  • "User Content" - Content you submit, including discussion questions, account information, and preferences
  • "AI-Generated Content" - Responses generated by AI models through the Service
  • "BYOK" - Bring Your Own Key (providing your own AI provider API keys)
  • "Subscription" - Paid access to premium features and managed AI services

3. Eligibility and Account Requirements

Age Requirement: You must be at least 18 years old to use this Service. By using the Service, you represent and warrant that you are at least 18 years of age.

Our AI providers (OpenAI, Anthropic, Google AI, xAI) prohibit use of their services by individuals under 18. We enforce this age requirement across all service tiers.

Account Registration

To use certain features, you must register for an Account. You agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain the security of your Account credentials
  • Update your information to keep it accurate and current
  • Notify us immediately of any unauthorized access to your Account
  • Be responsible for all activities that occur under your Account

We reserve the right to suspend or terminate Accounts that provide false information or violate these Terms.

Social Authentication (OAuth)

You may register or sign in using third-party authentication providers (Google, GitHub). By using social authentication, you:

  • Authorize us to access basic profile information (name, email, avatar) from the provider
  • Agree to the respective provider's terms of service
  • Acknowledge that you can link multiple social accounts to one Quorum account
  • Understand that unlinking a social account may affect your ability to sign in if no other authentication method is configured

To revoke Quorum's access to your social accounts, visit your account settings with the respective provider (Google Security Settings or GitHub Authorized Applications).

Two-Factor Authentication (2FA)

We offer optional Two-Factor Authentication to enhance account security. If you enable 2FA:

  • You are responsible for maintaining access to your authenticator app
  • Recovery codes are provided for backup access—store these securely
  • Lost 2FA access may require identity verification to recover your account
  • Password changes require 2FA verification when enabled

Session Security

For your protection, changing your password will invalidate all active sessions and revoke all API tokens. You will need to sign in again on all devices.

4. Service Description

Quorum provides a multi-agent AI discussion platform that orchestrates debates between multiple AI models using various discussion methods. The Service includes:

  • Access to multiple AI models (GPT, Claude, Gemini, Grok)
  • 7 discussion orchestration methods (Standard, Oxford, Advocate, Socratic, Delphi, Brainstorm, Tradeoff)
  • Discussion history storage and management
  • User preference settings
  • Discussion export functionality

Service Tiers

Observer Tier (BYOK):

  • 15 discussions per month
  • You provide your own API keys for AI providers
  • Markdown export only
  • No monthly subscription fee
  • Subject to your API provider quota/rate limits
  • You are responsible for all API costs charged directly by AI providers

Member Tier ($9/month):

  • 30 discussions per month
  • Managed AI access (we provide API keys)
  • All export formats (Markdown, JSON, PDF)
  • Discussion sharing with expiration dates

Delegate Tier ($19/month):

  • 100 discussions per month
  • All Member features
  • Access to premium AI models

Model Access

Observer Tier (BYOK): Access to all available AI models. You provide your own API keys and pay providers directly for usage.

Paid Tiers (Managed): Access to tier-appropriate AI models using our managed API keys. Higher tiers include access to more advanced and premium models.

Available models are displayed on our Pricing page and during discussion creation.

Model Availability Changes: We continuously update our model offerings to provide access to the latest AI capabilities. Models may be added, updated, or removed at any time without prior notice as providers release new versions or discontinue older ones.

Current pricing and features are displayed on our Pricing page. Tier benefits are subject to change with 30 days' notice.

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time with reasonable notice.

5. Discussion Sharing

Quorum allows you to share discussions with others via unlisted URLs. By sharing a discussion, you agree to:

Sharing Mechanism

  • Shared discussions are accessible to anyone with the link (unlisted, not indexed by search engines)
  • Shared discussions provide read-only access to viewers
  • Viewers can see all discussion content including your question, AI responses, and synthesis
  • Share links do not expire unless you set an expiration date (paid tier feature)

Privacy Considerations

Important: While shared discussions are not publicly listed or indexed, they are not private. Anyone with the link can view the content. Do not share discussions containing:

  • Confidential or sensitive information
  • Personal data about third parties
  • Trade secrets or proprietary information
  • Content you would not want publicly accessible

Shared Content After Account Deletion

If you delete your account, previously shared discussions may remain accessible to those who have the link. To ensure complete removal, unshare all discussions before deleting your account.

6. User Obligations and Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms.

Prohibited Activities

You agree NOT to:

  • Violate any applicable laws or regulations
  • Infringe on intellectual property rights of others
  • Submit content that is illegal, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable
  • Attempt to gain unauthorized access to the Service or other users' accounts
  • Interfere with or disrupt the Service or servers
  • Use the Service to transmit viruses, malware, or other harmful code
  • Scrape, data mine, or extract data from the Service through automated means
  • Reverse engineer, decompile, or disassemble any part of the Service
  • Use the Service to develop competing AI models or services
  • Resell, lease, or time-share the Service without authorization
  • Impersonate any person or entity or misrepresent your affiliation

AI-Specific Restrictions

Per AI provider terms, you additionally agree NOT to:

  • Use the Service for tailored professional advice (legal, medical, financial) without qualified professional oversight
  • Use the Service to generate content for illegal purposes
  • Violate others' privacy or rights through AI-generated content
  • Use AI outputs to train competing AI models
  • Rely solely on AI-generated content for critical decisions
  • Engage in automated decision-making that significantly affects individuals without human oversight

7. BYOK Responsibilities

If you use BYOK (Free Tier), you additionally agree to:

  • Comply with each AI provider's terms of service
  • Maintain valid API keys with sufficient quota
  • Be responsible for all API costs charged by providers
  • Keep your API keys secure and confidential
  • Notify us immediately if your API keys are compromised
  • Monitor your API usage on provider dashboards

API Key Security

Your API keys are stored encrypted on our servers. We only display the last 4 characters of your keys for identification purposes. Keys are transmitted securely and used only to make API calls on your behalf.

BYOK Limitations

We are NOT responsible for:

  • API costs incurred through your keys
  • Rate limits, quota exhaustion, or key invalidation
  • AI provider outages, term changes, or service modifications
  • Data handling by AI providers under your direct agreement with them
  • Changes to AI provider pricing

For concerns about AI provider data handling, please contact the provider directly. We recommend setting spending limits with your AI providers.

8. Intellectual Property

Quorum's Ownership

We retain all rights, title, and interest in and to the Service, including:

  • The Quorum platform, software, and technology
  • Our trademarks, logos, and branding
  • Our proprietary discussion orchestration methods
  • Documentation and materials we provide

These Terms do not grant you any rights to our intellectual property except as expressly stated.

Your Content

You retain all rights to User Content you submit to the Service (discussion questions, account information, preferences).

By submitting User Content, you grant us a limited license to:

  • Process your Content through AI providers to deliver the Service
  • Store and display your Content in your Account
  • Use aggregated, anonymized Content for service improvement and analytics

This license terminates when you delete your Content, except for cached copies in backups (purged within 30 days) and content required for legal compliance.

AI-Generated Content

Ownership of AI-generated responses is governed by each AI provider's terms:

  • OpenAI: You own outputs. OpenAI may generate similar content for others.
  • Anthropic: You own outputs. Anthropic may generate similar content for others. Paid tier includes copyright indemnification.
  • Google AI: You own outputs. Google may generate similar content for others.
  • xAI: You own outputs. xAI may generate similar content for others.

You are responsible for:

  • Evaluating AI-generated content for accuracy and appropriateness
  • Ensuring your use of AI-generated content complies with applicable law
  • Not representing AI content as human-generated when required by law to disclose
  • Providing attribution when required by AI provider terms or applicable law

Third-Party Intellectual Property

You represent and warrant that your use of the Service and submission of User Content does not infringe on any third-party intellectual property rights.

If you believe content on the Service infringes your intellectual property rights, please contact us at: [email protected] with:

  • Description of the copyrighted work or intellectual property
  • Location of the infringing content
  • Your contact information
  • A statement of good faith belief that use is not authorized
  • A statement under penalty of perjury that the information is accurate and you are authorized to act on behalf of the owner

9. Payment Terms

For paid subscriptions:

Subscription Fees

Paid subscription tiers require payment of fees as described on our Pricing page. All fees are non-refundable except as expressly stated in these Terms or as required by applicable law.

Payment Processing

Payments are processed by Stripe, Inc. By providing payment information, you:

  • Authorize Stripe to charge your payment method for all fees
  • Agree to Stripe's Services Agreement
  • Represent that you are authorized to use the payment method provided
  • Agree to keep your billing information accurate and current

We do not store your full credit card numbers on our servers. All payment information is transmitted directly to Stripe using secure, encrypted connections.

Automatic Renewal

Subscriptions automatically renew at the end of each billing cycle unless you cancel before the renewal date. You can cancel at any time from Account Settings.

Price Changes

We may change subscription fees with 30 days' advance notice. Price changes will apply to subsequent billing cycles after notice is provided. Continued use after price change notice constitutes acceptance of new fees.

Trial Periods

We may offer free trial periods for paid subscription tiers. During a trial:

  • You have access to all features of the selected tier
  • Your payment method may be authorized but not charged
  • At trial end, your subscription will automatically convert to a paid subscription unless cancelled
  • You can cancel at any time before the trial ends to avoid charges

Refunds

All subscription fees are non-refundable except:

  • If we materially breach these Terms
  • As required by applicable law
  • At our sole discretion for exceptional circumstances

Taxes

Fees do not include applicable taxes. You are responsible for all taxes, duties, and other governmental charges related to your use of the Service.

Payment Disputes

For payment disputes, please contact: [email protected]

10. Communications

By creating an account, you agree to receive the following communications from us:

Transactional Emails (Required)

These emails are necessary for account security and service operation:

  • Email verification requests
  • Password reset links
  • Password change confirmations and security alerts
  • Account security notifications
  • Subscription and billing confirmations
  • Important service announcements

You cannot opt out of transactional emails while maintaining an active account.

Marketing Communications (Optional)

We may send promotional emails about new features, tips, or offers. You can opt out of marketing communications at any time via your account settings or the unsubscribe link in any marketing email.

11. AI Content Disclaimer

AI-Generated Content May Contain Errors, Inaccuracies, or Biases.

You acknowledge and agree that:

  • AI models are not infallible and may produce incorrect information
  • AI outputs should not be used as a substitute for professional advice
  • You are solely responsible for evaluating AI content for accuracy
  • You are solely responsible for any decisions made based on AI content
  • We make no warranties about AI output accuracy, completeness, or suitability
  • AI providers may generate similar or identical content for other users

High-Risk Use Cases

If you use Quorum for high-risk applications (legal, financial, employment decisions), AI provider terms may require:

  • Human-in-the-loop oversight
  • Disclosure to users that AI is being used
  • Additional safeguards to ensure accuracy and fairness

We strongly recommend not using AI-generated discussion outputs for decisions with significant legal, financial, or employment implications without independent professional review.

12. Limitation of Liability

To the Maximum Extent Permitted by Applicable Law:

Disclaimer of Warranties

The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that:

  • The Service will be uninterrupted, secure, or error-free
  • AI-generated content will be accurate, reliable, or suitable for your purposes
  • Any errors or defects will be corrected
  • The Service will meet your requirements

Limitation of Damages

We are NOT liable for:

  • Indirect, incidental, special, or consequential damages
  • Loss of profits, data, business, or goodwill
  • Business interruption
  • Damages arising from AI-generated content
  • Third-party service issues (AI providers, Stripe)
  • BYOK API costs or provider service issues

Liability Cap

Our total aggregate liability shall not exceed the greater of: (a) the amount you paid to us in the 12 months preceding the claim, or (b) EUR 100.

Rate Limiting

To ensure service quality for all users, we may apply rate limits to API requests and feature usage. Rate limiting may temporarily restrict access to certain features. We are not liable for any inconvenience or loss caused by rate limiting measures.

Exceptions (per Swedish/EU law)

These limitations do NOT apply to:

  • Death or personal injury caused by our negligence
  • Fraud or fraudulent misrepresentation
  • Gross negligence or willful misconduct
  • Other liability that cannot be excluded under Swedish or EU law

13. Indemnification

You agree to indemnify, defend, and hold harmless Quorum and its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable legal fees) arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your User Content
  • Your use of AI-generated content
  • For BYOK users: Your use of API keys and direct agreements with AI providers
  • Your infringement of any third-party rights

14. Termination

Termination by You

You may terminate your Account at any time by deleting it from Settings or by contacting [email protected] .

Upon Termination

  • Your access to the Service ceases immediately
  • Your Content is deleted within 30 days
  • BYOK API keys are deleted immediately
  • Two-Factor Authentication settings and recovery codes are deleted
  • Social account links (Google, GitHub) are removed
  • Previously shared discussions may remain accessible to those with the link (see Section 5)
  • Payment records are retained for 7 years (Swedish law requirement)
  • Cached copies are purged from backups within 30 days

Important: To ensure complete removal of shared content, unshare all discussions before deleting your account.

Termination by Us

We may suspend or terminate your Account for:

  • Violation of these Terms
  • Extended inactivity (12+ months)
  • Legal or regulatory requirements
  • Service discontinuation
  • Repeated or severe policy violations

We will provide notice where reasonably practicable, except where immediate action is required for security or legal reasons.

15. Dispute Resolution and Governing Law

Governing Law: These Terms are governed by Swedish law.

Jurisdiction: Disputes shall be resolved in the courts of Stockholm, Sweden.

For EU Consumers

If you are a consumer resident in the EU, you may bring proceedings in your country of residence. Your local consumer protection laws apply in addition to these Terms.

Alternative Dispute Resolution

Before filing any legal claim, please contact [email protected] to attempt resolution.

EU Online Dispute Resolution: https://ec.europa.eu/consumers/odr

16. Changes to Terms

We may modify these Terms from time to time. We will notify you of material changes by:

  • Email notification to your registered address
  • Prominent notice on our website for 30 days

Changes become effective 30 days after notice. Continued use of the Service after changes take effect constitutes acceptance of the modified Terms.

For material changes that require affirmative consent, we will request your explicit acceptance before the changes take effect.

17. General Provisions

  • Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and Quorum.
  • Severability: If any provision is found unenforceable, it shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force.
  • Assignment: You may not assign these Terms without our prior written consent. We may assign without restriction.
  • No Waiver: Failure to enforce any provision is not a waiver of our right to enforce it later.
  • Headings: Section headings are for convenience only and have no legal effect.
  • Force Majeure: We are not liable for delays or failures due to causes beyond our reasonable control, including natural disasters, government actions, or third-party service outages.

18. Contact Information

All inquiries: [email protected]